Thursday, May 31, 2012

TIPS ON SAFE INTERNET BANKING


Many people use the Internet banking is used to conduct economic transactions. This is the most attractive facilities of information technology is growing rapidly, the number of users rather than the service is also expected to increase over time due to mobility and flexibility offered by this service. Because every person with Internet banking can trade anywhere and anytime as long as there is internet media, no need to queue at the counter teller again and certainly do not need to take a queue number at the bank, the transaction can be done through the fingers, some of the conveniences offered by internet banking. Like humans, there is also no system is perfect. There are some disadvantages such as the security that is designed as a rapid technological development of the fraud rate also began to increase a person's existence. Although it has been supported by many elements of qualified securities in the world, still there are some weaknesses that could have been anticipated and corrected, some weakness in my I-banking are:
  • Methods I-Banking transactions fast paced, it can be exploited by criminals to do some social engineering techniques to exploit aspects of the potential victims of lax 
  •  Lack of understanding of Internet banking users will modes of cyber crime is stalking them, such as for example phishing 
  •  Lack of education of the bank are up to the user (or the lack of user interest to read the full guide), especially regarding security aspects and modes of cyber crimes that lurk internet banking users 
  •  Certainly for some cases, there are weaknesses in Internet banking security system itself is easily broken up by crackers 
  •  Also, for some things, actually there are many aspects that can be added to the security of internet banking system, but may be removed by the user's convenience purposes
    When we look at most of the security flaws that Internet banking transactions is on the human factor itself, I was reminded of my programming teacher sentence that states: basically any system that has been filled in programming language that is difficult to penetrate by a hacker, it's just that sometimes human beings themselves are less careful in using the system. To minimize ourselves from the "cheated" on these internet banking transactions.